Tag Archives: Buying

7 Tips For Buying a Property

Buying a property requires a good deal of research. Even if you are from the same place, you have to take care of a lot things before buying a house or apartment of your choice. Given below are 7 tips that can make the process a bit less stressful for you.

Location

As far as buying a property goes, the most important things is the location. Locations with facilities, such as hospitals, schools and parking lots are a great choice. Properties in these areas cost a bit more, but worth the extra price paid.

Haggling

Just because a property is on sale at a certain price doesn’t mean it’s worth the higher price. Moreover, the seller may not have taken an oath to sell it at the listed price no matter what. So, do your homework, find out the prices of other properties in the same area and then negotiate with the seller.

Go for a less sought after property

For instance, you can go for an apartment built above a popular shop. The apartment may offer more than enough space to meet your needs. Moreover, it may not cost as much as other apartments.

Control your enthusiasm

If the vendor or real estate agents comes to know that are in love a property, they may stick to the price offered, and you may not be able to get the best deal. Therefore, when viewing a property, you may want to control your enthusiasm.

Talk to the locals

To get a good idea of the neighborhood, you may want to talk to the locals. They can tell you how it is to live in the area. They will tell you about the nearby shops, pubs and other places. Aside from this, talking to the locals will give you an idea of what type of people they are. After all, you may not want to live with not-so-good people.

Auctions

Auctions are a good option too. Make sure you have gone through the paperwork before choosing a property. Also, don’t forget to view the property before signing the documents.

Team up

You should team up with your friends if you need help. What you need to do is be creative. While you may not want to share a flat or house with someone, your family member or friend may be on the lookout of a good investment opportunity. This can help you get the required capital to buy your desired house. Of course, you can pay become a full owner of the house after paying them their share of the property.

So, these are some simple but useful tips to help you new buyers like you. Buying a property is not a rocket science but it does require some research on your part. Therefore, you should not do it alone if you are a beginner. Instead, you should get help from someone in the light of the tips given in this article. Hopefully, you can get your hands on the right apartment now.

Why Every Home Buyer Should Do Mold Testing Before Buying A Home

No one wants to buy a house when it has a mildew problem. Unfortunately, spores can grow in places that potential buyers cannot see such as around leaking pipes and between walls. If you are considering buying a home; learn about spore detection, request that specialized testing be done, require that the seller disclose all mildew issues, and stipulate that the problem, if any exists, be resolved before you purchase the house.

Begin The Process By Asking Your Home Inspection Professional About Possible Damage

If you have a home inspection professional inspect the premises before you buy the property, he or she may see obvious signs of water damage during their inspection of those less seen places. While it is not their job to look for spores, most home inspection professionals will mention noticeable signs of water damage and the possible presence of spores. Also, do not be afraid to ask the inspector if they saw signs of mildew or noticed potential problem areas and ask them to include their observations in their report.

Set Mold Testing As A Top Priority

For individuals who are sensitive to spores, a home inspection specialist’s observations may need to be augmented by a mold testing expert. While some species of spores are visible and will often times produce an offensive odor, others can grow in areas that are less noticeable such as in wall paneling and under ceiling tiles. Specialized testing can unearth a potential problem, pinpoint the source, and determine the severity of the situation through the use of air sampling; swab and tape lift sampling, moisture mapping, and thermal imaging.

Mold Remediation Options

If spore growth is recent and confined to a small area, the issue can be remedied by scrubbing the area with detergent followed by a solution of bleach and water and then allowed to thoroughly dry. For problems that have been allowed to exist for long periods of time, a remediation expert could be the best option. For elevated levels of mildew, a mold remediation company will eliminate spore sources, clean the air with specialized equipment, apply antimicrobial treatment to infected areas and areas that could become a possible source, and dispose of items that cannot be cleaned. After mold remediation has been completed, the company will run a clearance test to make sure the problem has been eradicated.

Addressing Remediation Before Purchasing A House

If you purchase a house and later discover it has a mildew problem, it will be too late to ask the seller to defray the costs for spore remediation and for fixing the damage. This is why it is important to have mold testing done before purchasing the property. If testing reveals mildew issues, the buyer can ask the seller to reduce their price to cover mold remediation costs or can ask the seller to remove the mildew before the contract is signed. Be alert; protect your interests from the beginning.

Three Critical Factors to Consider When Buying a Home Or Lot on Lake Murray South Carolina

All real estate is not created equal, and this is certainly true with waterfront property on Lake Murray South Carolina. Understanding what to look for can help in the decision making process and can also help to ensure years of enjoyment from your lake-front home. For most people, the three critical factors to consider when purchasing water-frontage on Lake Murray are whether it has fringe-land, whether the property can have a private dock, and whether it has year-round water.

The first critical factor is fringe-land. Fringe-land is a term used by SCE&G (South Carolina Electric and Gas) which basically refers to a seventy-five foot wide strip of land which is owned by SCE&G and lies between the edge of the lake and the adjacent waterfront property.

Owners of the adjacent property only have foot access to the lake and are restricted from encroaching upon the land or cutting trees or shrubs on the land without written consent. While the majority of properties on the lake do not have to contend with this “vegetative buffer”, there are still many properties in the more rural areas of the lake where this is a consideration. Generally, properties free from fringe-land are more desirable.

The second critical factor is the ability to have a private dock. Not all Lake Murray properties can have private docks. SCE&G controls dock permitting, and they have strict guidelines governing permit issuance. Properties that have the ability for a private dock are in more demand and typically command a higher price than those with only a shared dock or with no dock at all.

The third critical factor is whether the property has year-round water. With Lake Murray being a hydro-electric lake, it has an annual draw-down in the fall and winter. The result for land owners is that some properties might be “dry” during the low period. Unfortunately, most real estate agents do not understand how to properly evaluate this aspect of lake properties.

Often times properties will be presented as having year-round water, but they don’t. This is not usually intentional deceit on the part of the listing agent, but usually just a lack of skill. If you plan on purchasing a home or lot on Lake Murray, be sure your real estate agent can do a USGS based depth analysis on any property of interest.

When buying any real estate, you should perform proper due diligence. Now you have an idea of what to look for when considering making a purchase on Lake Murray South Carolina. See you on the lake!

Reasons For Buying, Your Starter Home

Although, we often, consider, home ownership, as one of the core ingredients, in the American Dream, the financial realities of doing so, often, begins, with buying a starter home, rather than, the home of one’s dreams! As a Licensed Real Estate Salesperson, in the State of New York, I have often discussed, this concept and approach, as opposed to simply, waiting, and hoping, for the ability, in the future, to buy something else. Life is evolving, and our needs, goals, priorities, and perceptions, often, change over time. Many of us, must, decide, if buying something, focused on now, rather than for the longer – term, may be a smart approach, and alternative, to merely, renting. With that in mind, this article will attempt to briefly, consider, examine, review, and discuss, some reasons, for purchasing, a starter house.

1. Renting versus buying: When one rents, all the funds, are merely expenses, and go, to your landlord. They become, similar to, paying monthly charges for utilities, and bills. If there is an affordable way, to purchase a house, rather than, merely, renting, you become to build – up, and create, a genuine asset, which usually grows, over time! Wouldn’t you benefit, in a real way, from creating value from your monthly home payments, and, eventually, being able to use the proceeds, towards a down – payment, for something, closer to your dream home? If you have collected, at least some funds (or a family member will provide you, with it), then, a starter home, may be a good idea, for you, and your needs, and priorities!

2. What is a starter home?: What is meant, by a starter house? Generally, it means, accepting your current financial abilities, and situation, and creating a process, for building up your total assets, when the time comes. Since, needs, goals, priorities, etc, change and evolve, over time, as long, as this home, meets your current needs, as well as an apartment rental might, it’s often, a smart approach! Many younger couples begin this way, before they have families, or other needs. Sometimes, this permits someone to sell, and buy something more appropriate in the future, while, for others, if the property and neighborhood, permit (and it makes sense), you might expand it, renovate, and enjoy living there, for a longer- term.

Historically, real estate has been, one of the best overall investments, because it handles, both our housing needs, as well as builds equity, while doing so. Since, for most, our house represents our single, biggest, financial asset, doesn’t it make sense, to take advantage of, the possibilities?

Buying A House In Probate

Everybody loves a good deal and buying a house in probate can be a fantastic opportunity to own property with a lower cost to acquire it. Purchasing a probate property means that the property was once owned by a person now deceased.

There Are Two Ways That A Property Can Go Into Probate:

  1. The heirs of the deceased inherit the property. Many times heirs want to sell a property quickly so they aren’t responsible for insurance, taxes, maintenance and other associated costs of homeownership.
  2. There is no will or heir. In this case, it’s the state’s responsibility to sell the property and this often means the property will sell below the actual market value.

Real estate listings don’t actually state that a house is in probate. Real estate insiders will keep a pulse on the local probate market and watch for obituaries to see potential probate property becoming available. Many real estate investors utilize probate sales as a primary means in which to purchase investment property.

Often an estate representative or probate attorney will hire a real estate agent to market the property just as they would a traditional real estate listing. When an offer is presented, the estate’s representative can either accept, counter or reject the offer. There are specific rules to follow and every state is different. So, having a knowledgeable person on your team who knows your state’s procedures is key.

Things To Think About Regarding Real Estate In Probate:

  • Purchasing a probate property can take longer since there may be a probate court process that can take a number of months.
  • Cash talks. If you are able to make a cash offer, then that may speed up the process of probate.
  • Learn as much about the property as possible. Because a property is sold in as-is condition, make sure you have the property thoroughly inspected before committing to purchase it. Additionally, if any debt is attached to the property, you could become liable for it without even knowing it existed. Do your homework!
  • Know the terms and conditions of a probate sale. In general, no contingencies are accepted.
  • Work with a real estate professional that knows the ins and outs of a probate sale.
  • Be prepared to go to court. While in some cases you can make an offer on the property and it is accepted while another scenario may involve appearing in court (in some states) to overbid somebody else’s offer. When this takes place, you must be prepared with money in hand to complete the transaction.
  • Many probate properties are in need of “TLC”. Often times elderly homeowners fail to make necessary home improvements on account of a tight budget, physical condition or they are unable to recognize that the property needs repair. Make sure that you recognize problems (and costs) that could arise from neglected home improvement projects.

While buying a property in probate can be a financially savvy move, it can also be overwhelming with all of the details and court-regulated steps involved. Keep in mind that probate laws will vary from one state to the next. It is always a good idea to consult a knowledgeable real estate professional that is well versed in the ins and outs of probate sales.

There are pros and cons that go along with purchasing probate property. In some cases, you can find probate sales that are great bargains. On the flip side, some can be overpriced because of greedy heirs. Whichever the case may be make sure that you know the practice of probate real estate in your state and have a knowledgeable real estate professional on your side to help guide you through the process.

Advantages Of Hiring Property Lawyers When Buying Houses

It is essential for everyone to have the house of their dreams in order to create better future and improve their lifestyle. However, with the increasing number of houses available in the market, individuals will have a hard time examining and evaluating houses if it meets their needs and preferences such as the safety of their family.

One option that individuals can choose is to hire reliable real estate brokers. These experienced individuals can help house buyers assess the property and the house. From the land property aesthetics, the interior features and even the house condition, agents can surely help house buyers determine if the house can provide the features they need and determine the right value of the property. In addition, in case that you wish to find better houses, real estate agents can do the job for you in order to make your ventures a lot easier.

After choosing the house you wish to purchase, it is essential for house buyers to also hire property lawyers. These lawyers are also needed in order to ensure a better purchase and help you address all the legal documents you need. Here are other advantages that house buyers may obtain by hiring lawyers.

Legal consultation – For first-time house buyers, they need to understand the rules and policies of purchasing houses. Therefore, by hiring lawyers, individuals can learn and understand the different rules that encompass a house and property.

Review sales contract – Lawyers can help house buyers carefully review the sales contract they need to sign in which can help them determine if the agreement is properly done and there are no hidden terms in the document that may affect your purchase.

Assured house and property title – This is one of the most essential aspects in house buying since individuals must be sure that the house has legal documents and titles, giving buyers the assurance that the property has no certain problems.

Learn local zoning laws – Some local areas have certain laws with regards to building houses. Hence, house buyers can learn about the essential zoning laws in the area which can also help them determine if they can improve the property they purchased.

With the help of reliable property lawyers that offer these amazing features, house buyers can ensure their purchase and make their lifestyle better. They can also find the ideal house that can help them improve their future and make their ventures easier. For more, click here.

Buying a Home? Watch Out For These Estate Agent Tricks

This is the second in a series of three articles warning home buyers and sellers about the main tricks estate agents use to get hold of your money. These articles are aimed at helping you avoid being fleeced by your estate agent.

Selling to buyers

Although we all know that agents are acting for sellers, many are experts in befriending buyers and getting them to feel that they are on our side, working to help us get the best property at the best price. If you’re buying a property you should be on your guard against several sales traps including the block, stock-shifting, pumping up the price, the spider’s web and the sealed-bid scam.

1. The Block

Of all estate agents’ tricks, the block is probably the one people least expect. Most of us assume agents want to sell properties to us and so it doesn’t occur to us that they may be interested in preventing us from buying. There are several reasons an agent might try to block us from buying a property. The most obvious is that they’ve planned a slash-and-grab for themselves or one of their contacts and so don’t want us to disrupt their plans by buying at a higher price than they’re offering. Another reason may be that the agent has a buyer who is also taking out a mortgage through that agent or an associate mortgage agent. The agent can earn almost as much commission from flogging the mortgage as from selling the property and so may be less interested helping a buyer with cash or who has organised their own mortgage. In both these cases, an agent may withhold our offers from a seller or, if they do pass on our offers, they may discourage the seller from accepting them by suggesting that we may not be in a good position to buy. An investigation by one journalist found that of six offers made to estate agents, only two were passed on to sellers.

2. The stock-shift

Buyers may be looking for their ideal home, but agents can only sell the properties they have on their books. Moreover, they have to shift their stock if they are to meet their sales targets. Unless an agent is lucky enough to have properties that perfectly match buyers’ requirements, the only way they can get their monthly bonus is by convincing buyers to take whatever they’ve got to sell. So the art of a successful agent is to influence buyers to compromise and take what is available rather than hold out for their dream property.

There are various ways of getting buyers to compromise. The easiest is to use fear to push you into making an offer. An agent may tell you that they have the perfect property, that this has just come on the market, but that you’ll have to move quickly before someone else snaps it up. Or if a buyer is hesitating, the agent will use the phantom buyer trick and claim that several other buyers are also interested. To add a little colour the agent may also say that one of the phantom buyers is a cash buyer and therefore in a much better position than you. Or an agent may arrange for several buyers to view a property at the same time. This is intended to make buyers believe that there is competition for the property and can lead to buyers being infected by auction-fever – always a great way to spur them into action and push the price up. Typically an agent will say that prices in the area are going up so if you don’t buy quickly, you’ll end up paying a lot more in a few months time. And there’s the sandwich – here the agent shows a buyer three properties with the first and the third being either unsuitable or out of their range and the middle one being closer to what they want. This helps create the impression in the buyer’s mind that there are few properties fitting their requirements and makes them more open to being fobbed off with something which is reasonably close to what they were looking for.

3. The price pump

Research has repeatedly shown that around 70% of buyers spend on average about 20% more for their homes than they had originally intended. So, whatever a buyer may say to an agent about their price limit, the agent already knows from experience that the large majority of buyers can be squeezed well above this if shown a property they like. The simplest way for the agent to push the price up is to claim that they already have several offers on a property, so if you’re interested, you’re going to have to put in a fairly juicy bid. Or else an agent may use the build-up – show you four or five properties, starting with the cheapest and moving on to the most expensive. Most buyers, when seeing a property they really like, will stretch their financial limit rather than letting the property go to someone else. Another tactic is to show you a home that is way above your financial limit. In comparison, any subsequent properties will seem reasonably priced. Or the agent could use the sneer – take you to an expensive property and then suggest that it’s a pity that you can’t stretch your budget to buy such a perfect home. This is particularly easy if the agent can use buyer’s partner or family to pile on the emotional pressure.

4. The spider’s web

In addition to sellers and property developers, agents have a wide web of people who can help them increase their earnings. For example, if an agent convinces a buyer to use a particular mortgage advisor or supposedly independent financial advisor, on an average loan the advisor will pocket about £2,000 and the agent £1,000 to £1,500. Even if a buyer has finance available, an agent might tell buyers that ‘it’s company policy’ to ensure that all buyers get the best loan deals available and so, whether you want it or not, the agent makes an appointment for you to meet a mortgage salesman with business connections to the agency.

Similarly, an agent will usually get generous kickbacks if they pass buyers onto lawyers and surveyors that they regularly work with. An added advantage of using lawyers and surveyors known to the agent is that they will tend to overlook problems with properties to enable sales to go through. In any town or even areas of a city, most agents, lawyers and surveyors will have worked together in the past and none will want to upset any of the others. So even when a buyer believes their lawyer and surveyor are representing their interests, it’s likely that the lawyer and surveyor will be more sensitive about ensuring continuing a good relationship with the estate agent rather than worrying about the interests of a buyer that they will probably never deal with again. When I began to question both my lawyer and surveyor about things they had apparently ‘overlooked’, the lawyer paid me £6,000 and the surveyor £2,500 – this may have been because they were terribly nice people and particularly liked me; or it may have been because they realised their cosy little arrangement with the estate agent had been rumbled and so were keen to avoid any possibly embarrassing explanations. Any buyer who gets caught in the spider’s web of the agent’s business associates may find it a very expensive experience.

5. Sealed-bid scams

If there are several buyers chasing a property, the seller and agent may ask all the potential purchasers to submit their ‘best and final’ offer in an envelope by a certain date and time with the understanding that the highest bid will be accepted. This is a wonderful way of getting the price up as buyers’ competitive natures can cloud their common sense. But the sealed bid process is open to abuse. For a start, the seller doesn’t have to accept the highest offer – a slightly lower cash offer may be preferable to a higher offer from someone who needs time to arrange finance. Also, once the bids are opened, the agent can easily go back to the bidder with the deepest pockets and suggest that if they increase their offer by a certain amount, then the property is theirs. If they think a potential buyer has access to more money, the agent can also lie about the level of the highest bid or invent a phantom bid in order to push the price higher. Or, if they want to do a slash-and-grab to get the property for themselves, a developer, a family member or friend, then an agent may withhold some bids.

Buying a House in Skopelos

Only in recent years have people from outside Greece been purchasing property here and in general the Greek people are fairly new to the concept of selling property at all! In previous generations houses were usually kept within the family and if the family couldn’t maintain their properties they often became ruins. This was accentuated by both rural depopulation and the world Diaspora of the Greek people and though this situation as provided an opportunity to purchase some wonderful pieces of property today it has also left us with a situation where people are often not versed in the trading and pricing of houses and land.

To give an overview of the price range, however, is useful to those who are looking for property in Skopelos and we can say that a house in Skopelos Town can be as little as 40,000euro, an average of 150,000euro for something that can be lived in straight away, or up to 300,000euro for something special (and big) and of course as nearly all properties on the island are fairly unique any variation of the above can occur and there very special residences which appear vary rarely which fetch prices up to 900,000euro!

Similarly land for building varies greatly by location, aspect, view and amenities and can be from 40,000euro to 100,000euro for a plot for one house on average and then for larger plots any multiples of the above.

There are no restrictions on citizens of EU countries buying property anywhere in Greece. Some restrictions apply to non- EU citizens buying property in areas designated as “border areas”. Non-EU citizens should apply to the Local Prefectural Authorities if they want to buy property in certain parts of Northern Greece, Crete, Rhodes, the Dodecanese islands or islands in the eastern Aegean Sea. (This does not apply to Skopelos island.)

The transfer of property ownership is always executed in the form of a notarial deed. When the actual agreement is drawn up by the notary and signed by the contracting parties two lawyers are present one on behalf of the seller and one on behalf of the buyer. Your lawyer is there to ensure that you are not cheated, that the title deeds are without impediment, and to determine the objective taxable value of the property. Before the actual sales agreement is signed, your lawyer will conduct a thorough search of the archives at the Land Registry office to make sure that there is no impediment or obstacle to the transfer of ownership and that the title deeds are in order. This does not take long and it will soon be time for you to sign the sales agreement/contract at the office of the notary.

The deposit

It is normal to deposit 10% of the agreed purchase price when the preliminary agreement is made. You may lose your deposit if you change your mind. If the seller changes his mind, he is obliged to return your deposit to you.

Written preliminary agreements may be dispensed with if the property is not of very high value or if it is obvious that the transfer of ownership will be completed in a relatively short time. Where a preliminary agreement is drawn up, it states who the parties to the agreement are, what the property is, what price has been agreed how the money will change hands. It also includes any other conditions agreed upon.

The notary will want to see that all the necessary documents (tax, deeds etc.) are in order before drawing up the sales agreement /contract. The deposit commits both buyer and seller. One of the differences between purchasing property in Greece and purchasing property in other countries is that most buyers have ready money; there is no chain involved, so it does not take long for the transfer of ownership to be completed. You should have at least enough money for the deposit ready to hand. You would not like to miss a good opportunity because you were too slow with the deposit. The deposit also reduces the likelihood of the seller accepting a better offer. It is wise, easy and quick to open a bank account in Greece.

If the search at the Land Registry office reveals an impediment, your deposit will be returned. If the seller simply changes his mind, he must return the deposit plus 100% in compensation. If the buyer changes his mind he forfeits the deposit. In effect, the deposit binds both buyer and seller to their word.

You will have to pay a one-off purchase tax. The amount payable is calculated on the basis of the “assessed value” of the property. The assessed value is lower than the actual market value. The tax due is 9% to 11% of the assessed value.

Planning permission

Planning permission is a matter of course if your piece of land is within the confines of a village, town or city. If your piece of land is not within the confines of a village, town or city, but is within the area covered by town planning, you will be granted permission to build on it provided it measures 2,000m 2, and borders with a municipal road. If your land is not within the confines of a village, town or city, and is not within the area covered by town planning, you will be granted permission to build on it if it measures 4,000m 2 or more, provided it is not within a forested area, and no restrictions are imposed by the Department of Archaeology. Only fully qualified, registered architects or engineers are allowed to apply for building permits. The cost is approx. 4% – 5% of the estimated cost of the building. Municipal taxes and duties are incorporated in electricity bills. The amount added to your two-monthly bill is negligible and includes a compulsory television license.

What You Should Consider Before Buying a Home

Purchasing a home can be one of the most significant events in a person’s financial life. For most people, it can be their largest asset or their biggest obligation. Determining the right time to buy will make or break your investment. If you act responsibly, it could be one of the best periods in time to buy a home. Housing prices are at record lows and deals are in abundance. Taking the proper steps can ensure a return on your investment.

The housing market is definitely a buyer’s market. The truth is that most of the country is still recovering from housing decline that started in 2006. In some areas of the country, some homes are listed at prices lower than the average sedan. This won’t last because indicators are showing that the over all market is showing signs of recovery. Some cities are showing appreciation in median home prices and others are still down. Doing a little research about the city your planning to buy in can go a long way.

Interest rates have remained at an all time low. Prime rate has remained at 3.25% for over 8 years and conventional mortgage rates typically are not much higher. Depending on your loan program you could pay less than prime. Deciding on buying your rate will also be something to think about.

How much can you really afford? This is one of the most important questions. Some loans allow for a max of 50% Debt to income ratio. Note that all conventional loans currently have a 41% maximum ratio before the buyer is forced to pay private mortgage insurance. Keep in mind that guidelines change constantly, so make sure to ask your lender. Even with these underwriting guidelines there is still much to consider. You are likely to have other expenses that are not part of your debt ratios. Things like putting money away for retirement and a child that may be going off to college are important to consider.

Your loan program will be a major factor. 20% is a must for a conventional loan. It allow for an equity position from the start getting into a loan. This gives the owner the ability to maneuver if they have to refinance or sell. anything above the 80% the borrower will be forced to pay private mortgage insurance. The reason for PMI is that in case of default debt will fall in to lien positions. Any taxes owed first, 1st mortgage, 2nd mortgage. that 20% can easily fall into third position which creates the need for mortgage insurance. FHA and VA loans are government subsidized loans that come with their own requirements.

Buying A Home in La Jolla Can Have Its Perks

Thinking of buying a home in La Jolla, California? The area is one one of the most beautiful coastal cities in the United States. Living here, near San Diego, has many positive perks. There are great restaurants, shopping, and a great active life.

  • Sammy’s Pizza – Sammy’s Pizza was the original Sammy’s Woodfired Pizza that opened in 1989. This was San Diego’s first restaurant that introduced the concept of woodfired pizza. Sammy’s Pizza is located on Pearl Street, a prime street, and only blocks away from the La Jolla Beach. Sammy’s has cabana covered settings outdoor, surrounding a large fire-pit. They also use local, organic, and nutritionally balanced ingredients when possible.
  • The Birch Aquarium – The Birch Aquarium, is a “public exploration center for the world-renowned Scripps Institution of Oceanography” at University of California San Diego (UCSD). This Scripps Aquarium provides education of ocean science through activities, creative exhibits, and programs. These creative approaches help children and adults use critical thinking and help show them how science is relevant to their daily lives.
  • Westfield UTC Mall – Westfield UTC Mall is an open-air shopping mall located the University City community of San Diego California. The UTC Mall has recently undergone extensive renovation in 2012 for more of a resort-inspired shopping. Now the UTC customers feel like they are on vacation while they shop. Shop and wander past chic boutiques under cabana-lined walkways. Relax and enjoy the nightlife at the new Palm Plaza – “a haven of palm trees and fire pits for cocktailing or catching a live performance”.
  • Torrey Pines Golf Course – Torrey Pines Golf Course is, a world-renown facility, situated atop of the coastal cliffs overlooking the Pacific Ocean. This golf course is “recognized as the premier municipal golf course owned and operated by a city”. It offers a widely distinguishable 18-hole championship golf course that yearly host the PGA TOUR’s Farmer Insurance Open event. “Torrey Pines also offers one of the largest on-course golf shops in the United States, expert instruction, tournaments, and advanced golf schools”.
  • CorePower Yoga – CorePower Yoga is located in the La Jolla Colony Shopping Center, off Regents Road in the UTC shopping district. “The studio is situated on a first floor suite within the University Town Center shopping district”. These yoga classes are done in their climate-controlled environments that efficiently heat and maintain the yoga class. These classes are set to energized music while helping those to become more strengthened, balanced and detoxified. While building a core powered body, you will also enlighten your body and mind.

La Jolla has so many things to offer that are both exciting and family-friendly. Enjoy an amazing wood fire pizza with your family and friends on a Friday night, at Sammy’s Pizza. On Saturday, spend the day at the beach, Birch Aquarium, or the Westfield UTC Mall.. And if you want a Sunday to yourself, go golfing at the Torrey Pines Golf Course or unwind at CorePower Yoga. La Jolla has so many activities, restaurants, beaches, and active life to making it the perfect family community.