Tag Archives: Buyers

A Home Buyer’s Caveat: KNOW What You Want!

There are a number of reasons, individuals begin to search for a home, of their own, or a new home. While some, are focused on their needs, goals, and priorities, others become absorbed by the concepts of the so – called, American Dream, of owning a home, of your own! Smart home buyers must be ready, and prepared, to proceed, with their eyes – wide – open, so they clearly, KNOW, what they seek, and what they might afford, as well as what will serve their needs, both today, and into the future. With that in mind, this article will attempt to briefly, consider, examine, review, and discuss, using the mnemonic approach, what this means and represents, and why it matters.

1. Knowledge; keep it; kitchen: How will you decide, if a particular house, is best for you, and your true needs? Will you take the time, and make the effort, to learn, as much as possible, about the options and alternatives, as well as relevant aspects, and use your knowledge, to make you, a smarter, better prepared consumer? Are you considering, using this house, as a starter home, or will you keep it, into the foreseeable future? Why do you believe you will be happy, and well – served, living there?

2. Needs; nuances; niche; necessities: How will you determine your needs, goals, priorities, etc? How will a particular house, make you happier, and satisfy your need? Are there, specific nuances, which you believe, are most essential, to being happy, in your home? Would you identify, with some specific niche, and why? If you considered things carefully, can you differentiate between necessities/ priorities, and your personal, wish list?

3. Objectives; options; organized; optimize: Begin your house hunting, process, by clearing understanding and knowing your personal objectives! What specific options, are most important, for your present, and anticipated future, life style? Is the specific house, capable of being organized, to address your priorities, and is it possible to optimize your living experiences?

4. When; why; where; what; wonderful: When do you want to move in, and when do you need to? Why are you looking for a home, and this specific one? Is it located, where you will be best – served? What is needed, and necessary, to make your living experience, more wonderful?

Before you commit to buying, the best home, for you, KNOW what you need to know, and be prepared, as well as what, you seek, to be happy there! Will you commit to the process?

Finding a House For Sale – Top Tips For Buyers

If you are looking for a house for sale in Christchurch, NZ there are several factors to consider. We’ve got some top tips for purchasing property in Canterbury, NZ.

1. Even though it’s a relatively small city, population wise, Christchurch is full of open suburbs with plenty of space and diversity that meets the needs of a range of purchasers. You can select anything from a beach front property, to one in the Port Hills, a central city pad, or a large house in the suburbs. Each suburb of Christchurch has a different feel, and it’s important to find a part of it that fits you and your personality as well as your housing needs.

2. Consider your garden needs. One thing Canterbury residents love is their gardens. Some newer areas have covenants so that gardens are kept to a specific standard. It’s important to find a place that matches the exterior maintenance of your lifestyle. Cottage gardens can look gorgeous, but may take some dedication, whereas native grasses and shrubs can look clean and clear and be low maintenance. It all depends on your lifestyle.

3. Schooling requirements are also an important factor. Many of the popular schools have zoning requirements and moving into a particular area can ensure your child/children have a better change of access to that school, but this often means you pay more of a premium. For parents of children who will attend a private school this may not be so much of an issue. The school culture is considered an important part of family life in Canterbury. Selecting a school in some of the outer suburbs often means your child can go to a smaller school, with a lovely family atmosphere.

4. Sporting and outdoor pursuits are another factor. Most sports are within an easy driving distance, but being situated near a golf course, a surf beach, or near biking tracks can be of benefit for the extra keen sports lover.

If you want a home that’s got all of the benefits of city living, with an outdoors lifestyle at your door, then buying a home in the Lyttleton Harbour and Bay areas can be a good option. The properties in these areas offer an easy commute to the central city if necessary, or you can work closer to home.

As you start looking for houses for sale in Christchurch, NZ, be sure to consider these above buying tips as part of your house buying process.

House Buyer’s Guide

Question: Where can you find a good house buyers guide? Answer: At your very fingertips. Before the advent of the Internet’s World Wide Web, specialized real estate magazines and the yellow pages of the telephone directory were handy tools for house buyers. Even now that the internet is more popular, you can still refer to those because they are not yet extinct and they are even more relevant to your needs, especially for information from those local publications that could direct you to what properties are up for sale and the corresponding terms for each one that are locally available from which you could choose.

If you are computer savvy, Internet technology is, of course, an even handier tool for you through which you could find a good house buyers guide. There are search engines that could open informative Websites featuring simply written house buyers guides for you. Some websites even make the effort of featuring the different local government-imposed real estate laws and taxes distinctively in effect in every state, and you can narrow down your surfing to just those things that concern you. Knowing how to surf and using the Web search engines effectively could save you not only on legwork and precious time, but also on your time online.

From wherever source you have available to you or which you prefer to use, a good house buyers guide should give you all the information you need — but for it to be a truly effective tool, you should first make a comprehensive list of your questions. First in your list for consideration should be how much could you afford. After defining how much you have set aside for a down payment, work on your net income. Make a clear-cut list of your income and expenses; do not forget to include the taxes you pay annually, and the self-imposed ten percent savings in the bank for contingent expenses. Look out for owner financing schemes that may be available to you, too.

Get the bottom line figure and that would spell to you what you actually have and could spend for this major project. This figure will tell you what kind of a house you could afford to buy, so you would not go overboard and buy something that is utterly beautiful and tasteful but also utterly out of your reach. This figure will define your lifestyle during the amortization period and until the deal is sealed (fully paid).

This financial consideration, among others in your long list of questions, will be answered for you by a good house buyers guide. It will give you a more realistic view of the project that will help you in your decision-making.

What Most Home Buyers Seek?

Why do people purchase a home, of their own, and does it correspond with, why they should? Before you commit, to investing, in what, for most, is their single, biggest, financial asset, it’s important to focus on what you actually seek, need, and hope to achieve, by buying a house! Open – your eyes, and consider, what you might need, to make this, one of the best personal decisions, and serves the best interests of you, and your family! With that in mind, this article will attempt to briefly consider, examine, review, and discuss, what this means, and represents, and why it should make a difference, for you.

1. Price and costs: While most want to live, in the nicest house, they can. and proudly, show – it – off, to their friends and family, what good is buying a home, if it makes your life, more stressful, etc? Objectively, and introspectively, consider, the impact of reducing your other assets, because of the amount of your down – payment. Will this create stress? How much are the monthly carrying charges, and can you, not only afford it, but do so, within your personal comfort zone? Do you have the necessary reserves, for contingencies, including; short – term employment gaps; necessary repairs; desirable renovations and/ or alterations, etc? Don’t become, house – rich, but hurt yourself, in terms of stress, etc!

2. Size and features: How many rooms do you need, and how does compare with what you want? What are your present needs, in terms of size and number of bedrooms, bathrooms, etc, and what do you anticipate in the short – term, and longer – term future? Are you ready, willing and able to maintain, and care for, whatever house, you purchase? Will you personally do the work, or will you hire someone else to do so, and if you will, how will that impact your overall budgeting, etc? Don’t overlook what most homeowners state, are the most important areas of a house, including the kitchen area, bedrooms (size and number), and bathrooms (number, location, etc)!

3. Intentions: Are you planning to stay, at the specific location, short – term, or the longer – run? Know what you seek, and plan accordingly. If you are buying, for now, and willing to move, when your needs, change, consider resale value, and emphasize present needs. Otherwise, look at the bigger picture!

4. Comfort zone: Know what makes you comfortable and happy, and do what’s best for you. People differ, and so, don’t try to Keep up with the Jones’, but, rather, do, what makes you happy, comfortable, and meets your personal needs, goals, and priorities!

A wise, aware home buyer, is, generally, the individual, happiest, with their decisions! Be prepared, and proceed accordingly, and smartly!